Money is pouring into fintech. In 2014, global investment in financial technology startups spiked to USD 12 Billion. That’s three times what it was just a year prior, according to Accenture. There have also been some huge funding wins this year as well. Those are big, headline-grabbing numbers. But only using funding as a benchmark can mean focusing too heavily on consumer fintech – and ignoring another large fintech opportunity.